Implementation of innovative information technologies in the insurance market in Russia: telematics in auto insurance

To consider the main stages and problems of introduction telematics in insurance industry, to identify importance prospects for development motor Russia. Tasks. investigate models auto insurance; affecting business; analyze state car market Russia experience foreign countries telematics; attitude policyholders insurance. The study was conducted using general scientific private methods, a formal–logical approach, as well survey policyholders. Results. In Russia, use technologies is at an early stage. Insurers need be prepared work with huge amounts information, have specialized software powerful back office. All this requires significant investment operation. implementation are analyzed. necessity new level cooperation clients proved based on in–depth analysis works, insurers situation. Conclusions. It has been established that telematic devices make it possible determine cost policy, reduce losses company by creating personal products, increase service and, general, cases fraud more accurately.